Capital Wealth
THU CLOSE · SEP 17   S&P 500 7,637.76 ▲1.14%  ·  DJIA 51,778.04 ▲0.61%  ·  NASDAQ 26,418.30 ▲1.69%  ·  10-YR 4.946%  ·  2-YR 4.688%  ·  WTI $101.91 ▼0.5%  ·  GOLD $4,360.20 ▲0.3%  ·  VIX 15.44 ▼12.8%
Risk · Data · M11

“It’s a 90-10 Issue”

Asheville voted 5-2 to end its contract. Ninety-five miles south, a deep-red county council passed an anti-surveillance ordinance 4-1. More than 100 governments have paused or ended Flock contracts this year.

By Sean Anees Saifi · Capital Wealth · Published Friday, September 18, 2026 · Source: The Wall Street Journal, September 18, 2026 edition, whose market figures are the Thursday, September 17 close
Key Points
120,000
Flock cameras nationwide
100+
governments that paused or ended contracts this year
5-2 / 4-1
the votes in Asheville and Oconee County
2022
when some Oconee cameras were quietly installed
A truck passing under floodlights at a border checkpoint at night, steam rising in the cold.
Flock’s roughly 120,000 cameras nationwide can photograph the license plates and other details of every passing car, in a database searchable with a few keystrokes.
In one line: The rare American consensus of 2026 is that somebody is collecting too much, and nobody agreed to it.

“It seems like data centers and Flock cameras are the only things we can agree on,” said Taylor Nicks, 48, who was troubled to learn that the recording device outside his Asheville coffee shop had been installed without local input. Laura J. Nelson and Kris Maher’s front-page story in Friday’s Journal is about the strangest political alliance of the year, and it is worth reading for reasons that have nothing to do with politics.

In the liberal Blue Ridge city of Asheville, North Carolina, progressives feared the administration could use the cameras to surveil political dissidents, transgender residents and undocumented immigrants. Ninety-five miles south, in deep-red Oconee County, South Carolina, Republicans saw the same AI-enabled license-plate readers as a threat to constitutional privacy rights, and read from the Federalist Papers aloud at public meetings.

Days apart, both communities voted to stop using them.

How the coalition formed

“Government has got to be restrained,” said Matthew Durham, chair of the all-Republican Oconee County Council and a nuclear-reactor operator by trade. “It’s a 90-10 issue.” Kim Roney, a progressive member of the Asheville city council, offered the mirror image: “Appalachian people don’t trust the government for a lot of reasons.”

The Asheville cameras went up in February 2025 without a council vote. They surfaced publicly in April at a gathering called Nerd Nite, where a hacker known as Colonel Panic described governments “perfecting the art of watching you.” A summer of organizing followed — abortion-access activists, hackers and public-records experts in an encrypted chat. The council voted 5-2 to end the contract; the two dissenters, its two Black members, said their constituents in public housing worry about crime.

In Oconee County, a Republican party leader began filing public-records requests from a home office, sitting next to a copy of the Constitution and a teddy bear in a Trump T-shirt. She learned the sheriff’s department had suspended an officer for a day in 2022 for using Flock to investigate colleagues. She allied with a retired computer programmer and a Democrat who had mapped 25 cameras in the county. Clemson students held signs reading “Make Orwell Fiction Again.” The measure passed. The next day the council chair began unplugging cameras and putting plastic bags over them.

The case on the other side

It deserves stating fairly. Asheville police credit Flock with helping recover hundreds of stolen vehicles, find children abducted by relatives, and advance investigations including one after a July Fourth weekend shooting. Chief executive Garrett Langley has acknowledged the criticism, says the company continues to grow, and notes Flock recently added safeguards to prevent misuse.

And there is a concrete harm on the record too: an Asheville resident told the council that law enforcement in the Atlanta area held his husband at gunpoint after a plate reader flagged the Lyft he was riding in.

Our read

The financial version of this story is not about cameras. It is about the same underlying fact — that a great deal of information about a household is being collected by parties the household never chose, and stored in databases searchable by people it will never meet.

The one thing that translates directly is the credit freeze, and it is the single highest-value fifteen minutes in personal finance. It is free at all three bureaus, it takes about five minutes each online, and it can be lifted temporarily when you actually need credit. It does not stop data from being collected; it stops the most common way collected data becomes money out of your account. Elder-fraud losses are still rising and the median victim in these cases is the person least likely to have done this.

Two smaller items in the same spirit. Check whether your mobile carrier and your car’s connected-services account are selling location and driving data — several have, by default, and the opt-out is usually buried two menus deep. And be aware that the “heat map” capability described in this story, showing where a vehicle has been over time, is the same class of information an insurer would very much like to price on.

“This is just the very beginning,” one of the Oconee organizers said outside the courthouse. On that, at least, everybody seems to agree.

What It Means For Your Portfolio

Watch — freeze your credit, check the opt-outs

The transferable lesson isn’t about cameras. A credit freeze is free at all three bureaus, takes about five minutes each, and stops the most common route from collected data to money leaving an account.

General planning principles, not advice for anyone in particular, and nothing here is a political position on surveillance policy. The financial analog is straightforward: information about a household accumulates in places nobody chose, and the defenses that work are the boring procedural ones.

Three of them matter most. A credit freeze at Equifax, Experian and TransUnion prevents most new accounts from being opened in your name and is free to place and to lift. Multi-factor authentication on the email address used for password resets protects the master key to everything else. And a written agreement within a family about how an unexpected request for money will be verified — a callback to a known number, never a number supplied in the message — is the defense against the impersonation scams that now target older relatives most heavily.

Book a 15-Minute Review → Back to Edition No. 173 →