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Your Money · Travel · M5

Passports Go Online Next Year and the Drugstore Photo Is Out — Skip the Paid Expediter Sites

Secretary of State Marco Rubio says the in-person appointment and the “hostage” photo are going away, and he named the target: the cottage industry charging travelers for a government form. The best travel hack this week is the one you stop paying for.

By Sean Anees Saifi · Capital Wealth · Published Wednesday, October 7, 2026 · Source: The Wall Street Journal, Monday, October 5, 2026, whose market figures are the Friday, October 2 close (Personal Journal)
Key Points
10%
cost of a pre-security can of beer vs. an airport beer
16+ hrs
Hawaii-to-Europe travel time; pack the seat cushion
3
kids (8, 7 and 1) on the red-eye one business seat solved
2026
the year it is, Gilbertson notes — almost everything else is already done online
A navy-blue passport and a black smartphone lie on a sunlit wooden kitchen table, with a mug of coffee, a folded boarding pass and a potted herb behind them in soft morning light.
The in-person appointment and the drugstore photo both go away next year; the exact start date hasn’t been announced.
In one line: Passports move fully online next year and the drugstore photo goes with them — a government pointedly undercutting the paid sites that charge for a free form, which is the best travel hack in Monday’s column.

Nobody’s ever been excited about the passport photo. You stand against the pharmacy wall under mug-shot lighting and pay for the privilege. Secretary of State Marco Rubio called those “hostage” photos last week, and he’s getting rid of them: beginning next year, Americans will be able to apply for a passport entirely online, upload a selfie from the couch, and watch the application’s status in real time instead of staring at the mailbox. Dawn Gilbertson, who writes the Journal’s Travel newsletter, carried the news in Monday’s Personal Journal — alongside a reader mailbag of travel hacks.

The date is the missing piece. Next year, the State Department says, and nobody will say which part of it. Renewals are already online in many cases; it’s the brand-new applications — the ones that still require an in-person appointment — that are moving. Rubio’s reason for the overhaul is the interesting part. Beyond the obvious — it’s 2026, as Gilbertson puts it, and nearly everything else happens online — he singled out the paid passport-help outfits, a cottage industry he described as “cashing in on every stage of the passport process.” Those are the companies behind the sponsored ads, and odds are someone in your family has paid one a hefty fee to fill out a form the government gives away.

The mailbag

The hacks are the fun half. Patrick Nowicki, writing from Denmark, drinks a cold can of beer just before security — it costs 10% of an airport beer and, he says, takes most of the stress out of the checkpoint. Ethan Bays of Oregon took three kids (8, 7 and 1) from Seattle to London on a red-eye and found that putting his wife in business class cost roughly the same as buying the 1-year-old his own economy seat. Dad and baby wore each other out in coach; once the baby fell asleep he carried him up front, and both slept until landing. “Wife happy, baby happy, boom!” Lance Fujisaki of Hawaii swears by an inflatable seat cushion for 16+-hour Europe runs. A Texan packs an international plug adapter even on domestic flights, because the international port in the seat is the one nobody’s worn out. And Nicholas Conant, a former pilot in Illinois, points out the hidden button at the base of the aisle armrest that lets it lift — handy when you’re hauling a toddler past it.

Our read

This is a Cash Flow (M5) story dressed up as travel news, and the money point is the one Rubio made: you don’t need to pay a middleman for a form the government gives away. The passport-expediter sites and the official-looking renewal services live on urgency and on a search engine that puts the ad above the answer. The same genre lives next door to retirement: paid Medicare helpers who happen to sell a plan, fee-for-service sites that file your Social Security claim, outfits that register your LLC for many times the state fee. The rule’s the same each time: find the .gov address first, then decide whether anyone else deserves a fee.

The Bays family’s trick is the better lesson, though — it’s a budget reframed. Rather than ask whether business class was affordable, he asked what the same dollars bought in sleep, split the family across two cabins, and got the outcome for the price of a seat he was going to buy anyway. That’s how we’d like you to look at every line of a trip budget: not cheaper, but better-spent. And if your passport’s within a year of expiring — many countries want months of validity left on arrival — check the date now, while the application is boring. You don’t wait for the first drop to find the umbrella, and you don’t wait for the departure gate to find out the passport’s expired.

What It Means For Your Portfolio

Hold — use the free form, skip the paid middlemen

No portfolio action — the move is a household one: never pay a third-party site for a government form, and check the passport’s expiry date before the trip is booked.

General planning principles, not advice for anyone in particular. Go straight to the State Department’s own site for passports — new applications move online next year, renewals are largely online now — and treat any sponsored result above it as an ad, not a shortcut. Apply the same reflex to Medicare, Social Security and state filings.

Build the travel line in the budget around outcomes, not cabins: a night’s sleep for the whole family is the goal, and business class is just one way to buy it — sometimes, as one Oregon reader found, the arithmetic favors it.

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